, meaningful future for the role of law. For 50 years, the Endowment has been at the heart of ABA public service activities. The commitment and generosity of members participating in varied ABE insurance programs, then donating their dividends to support crucial pro bono, educational and research projects, is the Endowment's lifeblood. When, at the 1997 ABA Annual Meeting in San Francisco, the Endowment awarded annual grants of $3.1 million each to the American Bar Foundation and the ABA Fund for Justice and Education (FJE), it continued a tradition: more than $133 million in ABE funding, lawyers choosing to help enrich the quality of justice. "Participation in ABE group insurance programs is a double-barreled positive, "says William G. Paul, ABE president. "First, you receive insurance coverage specifically designed to meet the needs of lawyers, underwritten by quality companies and available at competitive rates. "Second, your dividends earned on the